H.B. No. 5168 amends the Insurance Code by adding a new section, 2210.063, which mandates that the headquarters of the Texas Windstorm Insurance Association be located in either a first tier or second tier coastal county. This change aims to ensure that the association's operations are situated in areas that are directly impacted by windstorm events, thereby enhancing its relevance and responsiveness to the communities it serves.

The new provision will take effect on January 1, 2027, allowing time for the association to transition to the new headquarters location. The bill stipulates that it will become effective immediately if it receives a two-thirds majority vote from both houses of the Texas Legislature; otherwise, it will take effect on September 1, 2025.

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