S.B. No. 2108 proposes amendments to the Texas Insurance Code to include direct primary care fees as qualified medical expenses that can be applied toward insurance deductibles for participants in certain state health benefit plans. The bill introduces a new Subchapter K under Chapter 1551 and a new Subchapter L under Chapter 1575, both defining "direct fee" and "direct primary care." These definitions encompass various forms of fees charged by physicians for primary medical care services, including monthly retainers, membership fees, and fees for specific services.

Additionally, the bill stipulates that direct fees paid to a direct primary care provider will count toward the deductible for participants enrolled in the basic coverage of the Employees Retirement System of Texas and the Teacher Retirement System of Texas. The respective boards of trustees are tasked with adopting necessary rules for implementation. The provisions of this Act will apply to health benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026, and it is set to take effect on September 1, 2025.

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