House Bill No. 3735 aims to enhance health benefit plan coverage for prenatal care, childbirth, and postnatal care by amending the Insurance Code to include a new Subchapter D. This subchapter defines "birthing center" and specifies that it applies to various health benefit plans, including individual and group insurance policies, hospital service contracts, and health maintenance organizations. The bill mandates that any health benefit plan providing maternity benefits must cover prenatal care, childbirth, and postnatal care in hospitals, birthing centers, or home settings.

The required coverage includes a range of services such as prenatal visits, necessary tests, childbirth assistance, prescription drugs related to childbirth, and essential newborn care like screenings and vaccinations. The provisions of this subchapter will apply to health benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026, with the act taking effect on September 1, 2025.

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