The bill, H.B. No. 3496, establishes a new chapter in the Health and Safety Code, specifically Chapter 761, which pertains to "Ready-to-Swim Programs." This chapter mandates the Texas Department of Insurance to publish and maintain a list of ready-to-swim programs that provide swim instruction to students. To be included on this list, operators of these programs must submit a written verification biennially, confirming adherence to specific safety policies and procedures, including maintaining appropriate instructor-to-student ratios, ensuring the presence of certified individuals for safety, and conducting criminal background checks on employees.

Additionally, the bill outlines the requirements for the written verification, which includes maintaining an emergency action plan, liability insurance, and ensuring that instructors complete formal training. The commissioner of insurance is tasked with reviewing and updating these requirements every five years to align with national safety standards. The bill is set to take effect on September 1, 2025, and the commissioner is required to adopt necessary rules for its implementation shortly after the effective date.

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