The bill, H.B. No. 3496, proposes the establishment of Chapter 761 in the Health and Safety Code, which focuses on "Ready-to-Swim Programs." It grants the Texas Department of Insurance the authority to publish and maintain a list of these programs that provide swim instruction to students. To be included on this list, operators of ready-to-swim programs must submit a written verification biennially, confirming adherence to specific safety policies and procedures, including maintaining appropriate instructor-to-student ratios, ensuring the presence of certified individuals for emergency situations, and conducting criminal background checks on employees.

Additionally, the bill outlines the requirements for the written verification, which includes maintaining an emergency action plan, liability insurance, and ensuring that instructors complete formal training. The commissioner of insurance is tasked with reviewing and updating these requirements every five years to align with national safety standards. The bill is set to take effect on September 1, 2025, and mandates the commissioner to adopt necessary rules for its implementation.

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