The resolution recognizes April 2025 as Financial Literacy Month, emphasizing the critical importance of personal financial literacy in everyday life. It highlights the lack of financial education in schools, noting that only 26 states require a personal finance course for high school graduation. Research indicates that students from these states exhibit better money management behaviors, such as saving more and avoiding credit card debt. The resolution also points out that a significant portion of American adults lack adequate financial reserves and budgeting skills, underscoring the need for improved financial literacy.

To address these issues, various public, community, and private organizations are working to enhance financial literacy across the nation through campaigns and counseling. The observance of Financial Literacy Month serves as a reminder for Texans to improve their understanding of money management, which has broader implications for the economic well-being of both the state and the country. The resolution calls for increased awareness and education in personal finance to foster better saving and spending habits among individuals.