The bill proposes the addition of Chapter 1702 to the Texas Insurance Code, which mandates that certain insurance entities provide coverage for the disposition of embryonic and fetal tissue remains with a post-fertilization age of 20 weeks or more. Specifically, it requires these entities to cover up to $7,500 for various methods of disposition, including interment, cremation, incineration followed by interment, and steam disinfection followed by interment. The bill applies to a wide range of insurance providers, including those offering health benefit plans, life insurance, and group benefit plans.

The new chapter will take effect on September 1, 2025, and will apply to any insurance policy or contract that is delivered, issued for delivery, or renewed on or after January 1, 2026. This legislation aims to ensure that families have financial support for the respectful handling of embryonic and fetal remains during a difficult time.

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