The bill, H.B. No. 2888, amends the Civil Practice and Remedies Code by adding a new subchapter that addresses the rights of motorists who operate vehicles without a valid driver's license or without maintaining required motor vehicle liability insurance. Specifically, it establishes that individuals who are in violation of these requirements, as outlined in Sections 521.021 or 601.051 of the Transportation Code, are prohibited from bringing civil actions against other drivers or their insurers for damages resulting from collisions involving their vehicles.

This new legal framework aims to limit the ability of uninsured or unlicensed drivers to seek damages in the event of an accident, thereby reinforcing the importance of compliance with licensing and insurance laws. The provisions of this bill will apply only to actions filed on or after its effective date, which will be immediate if it receives a two-thirds majority vote in both houses of the legislature; otherwise, it will take effect on September 1, 2025.

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