The bill, H.B. No. 2888, amends the Civil Practice and Remedies Code by adding a new subchapter that addresses the rights of motorists who operate vehicles without a valid driver's license or without maintaining required motor vehicle liability insurance. Specifically, it establishes that individuals who violate these provisions (as outlined in Sections 521.021 or 601.051 of the Transportation Code) are prohibited from bringing civil actions against other drivers or their insurers for damages resulting from collisions involving their vehicles.

This legislation aims to clarify the legal consequences for motorists who fail to comply with licensing and insurance requirements, effectively limiting their ability to seek damages in the event of an accident. The new provisions will apply only to actions filed on or after the effective date of the Act, which will take effect immediately if it receives a two-thirds majority vote in both houses of the legislature; otherwise, it will become effective on September 1, 2025.

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