S.B. No. 1307 establishes a new Chapter 524A in the Texas Insurance Code, focusing on public education regarding health coverage. The Texas Department of Insurance is tasked with developing a biennial health coverage reference guide in consultation with the Health and Human Services Commission. This guide aims to educate the public about various aspects of health coverage, including definitions, sources of coverage, consumer rights, and methods for resolving disputes with health coverage issuers. It will also provide detailed comparisons of different health coverage products and information on recognizing scams.

The bill mandates that the reference guide must be published on the department's website and made available in printed form upon request. The first edition of this guide is required to be published by January 1, 2026, and the act will take effect on September 1, 2025.

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