The bill, S.B. No. 833, amends Section 1366.005 of the Insurance Code to update the conditions under which health benefit plans must cover in vitro fertilization (IVF) procedures. Key changes include the removal of the requirement that fertilization must only occur with the sperm of the patient's spouse, allowing for broader eligibility. Additionally, the bill reduces the required duration of infertility from five years to three years and clarifies that either the patient or their spouse must have a history of infertility. The bill also maintains the requirement that patients must have attempted less costly infertility treatments before qualifying for IVF coverage and that procedures must be performed at accredited medical facilities.

The amended provisions will apply to health benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026. Plans that are delivered or renewed before this date will continue to be governed by the previous law. The bill is set to take effect on September 1, 2025.

Statutes affected:
Introduced: Insurance Code 1366.005 (Insurance Code 1366)