House Bill No. 1840 amends the Texas Insurance Code by adding a new section, 1652.059, which mandates that entities offering Medicare supplement benefit plans to individuals aged 65 and older must also provide the same coverage to individuals under 65 who are eligible for Medicare due to disability or end-stage renal disease. This section defines "entity" as any organization that delivers or issues Medicare supplement plans in Texas. Additionally, it stipulates that any benefits, protections, policies, or procedures applicable to those 65 and older must also apply to the coverage offered to younger individuals under this new provision.

Furthermore, the bill requires that the premium rates for the plans offered to individuals under 65 must match those charged to individuals aged 65 and older. The changes introduced by this Act will only apply to Medicare supplement benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026, with the Act itself taking effect on September 1, 2025.

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