The bill, H.B. No. 1840, amends the Insurance Code by adding Section 1652.059, which establishes new requirements for entities that offer Medicare supplement benefit plans. Specifically, it mandates that any entity providing coverage to individuals aged 65 and older must also extend the same coverage to individuals under 65 who are eligible for Medicare due to disability or end-stage renal disease. Additionally, the bill stipulates that all benefits, protections, policies, or procedures applicable to those 65 and older must also apply to the coverage for younger individuals. Furthermore, the premium rates for these plans must be the same for both age groups.

The changes introduced by this bill will only apply to Medicare supplement benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026. The bill is set to take effect on September 1, 2025.

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