House Bill No. 1680 aims to amend the Texas Insurance Code by introducing a new subchapter that mandates coverage for prescription drugs intended to prevent human immunodeficiency virus (HIV) infections. The bill specifies that health benefit plans, including various types of insurance policies and agreements, must provide benefits for these prescription drugs without requiring prior authorization from enrollees. This change is designed to enhance access to preventive medications for individuals at risk of HIV infection.

The bill outlines the applicability of the new provisions to a wide range of health benefit plans, including those under Medicaid and other state programs, while excluding individual health benefit plans issued before March 23, 2010, that have not undergone significant changes. Additionally, the bill stipulates that if a state agency determines that federal authorization is needed for implementation, it may delay the provision's enactment until such authorization is obtained. The changes will take effect for plans delivered or renewed on or after January 1, 2026, with the overall act becoming effective on September 1, 2025.

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