The bill amends Section 2212.054 of the Texas Insurance Code to clarify the powers and duties of self-insurance trusts related to health care liability claims. It allows trusts to purchase professional liability insurance and other necessary insurance products not only for their members but also for other individuals licensed to practice medicine or dentistry in Texas. Additionally, the bill introduces a new provision that prohibits trusts from making membership in the association a condition for issuing professional liability insurance or other insurance to licensed practitioners.

The changes include the insertion of new language that expands the eligibility for insurance coverage and the duties of the trust, while also removing the requirement that only members of the association can receive such insurance. This legislation aims to enhance the availability of insurance options for health care providers, thereby potentially improving access to necessary coverage for medical and dental professionals in Texas. The bill is set to take effect immediately upon receiving a two-thirds vote from both houses or on September 1, 2025, if that threshold is not met.

Statutes affected:
Introduced: Insurance Code 2212.054 (Insurance Code 2212)