The bill, S.B. No. 585, amends Section 20.05(a) of the Business & Commerce Code to modify the regulations surrounding the reporting of certain criminal history record information on consumer reports. The amendments include the addition of new provisions that prohibit consumer reporting agencies from furnishing reports that contain information about a criminal conviction or juvenile adjudication for individuals who were under 18 years of age at the time of the offense, provided that the individual has completed their sentence. Additionally, the bill introduces a new provision that allows for the exclusion of any other item or event that predates the consumer report by more than seven years.

The bill also clarifies that the changes will only apply to consumer reports furnished on or after the effective date of the Act, which is set for September 1, 2025. Reports provided before this date will continue to be governed by the previous law. This legislative change aims to provide more equitable treatment of individuals with juvenile records in the context of consumer reporting.

Statutes affected:
Introduced: Commerce Code 20.05 (Commerce Code 20)