S.B. No. 527 amends the Texas Insurance Code by adding a new Subchapter G, which specifically addresses health benefit coverage for general anesthesia related to certain pediatric dental services. The bill stipulates that health benefit plans providing coverage for medical or surgical expenses must include coverage for medically necessary general anesthesia services for individuals under 13 years of age who cannot undergo dental procedures without such anesthesia due to documented physical, mental, or medical reasons. The anesthesia must be administered by a qualified provider. Additionally, the bill clarifies that it does not mandate coverage for dental care or procedures.

The provisions of this new subchapter will apply to health benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026, and the act is set to take effect on September 1, 2025. This legislation aims to ensure that young patients who require general anesthesia for dental services receive the necessary coverage, thereby improving access to essential dental care for children with specific needs.

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