H.B. No. 1364 amends the Texas Insurance Code to enhance the provisions regarding uninsured or underinsured motorist coverage in automobile liability insurance policies. The bill updates Section 912.002(b) to include new requirements for county mutual insurance companies, specifically adding Subchapter C, Chapter 1952, and Articles 5.39 and 5.40 to the list of applicable regulations. Additionally, Section 2301.053(b) is revised to mandate that personal automobile insurance policy forms must provide coverage as specified in Subchapter C and Subchapter D of Chapter 1952, unless rejected by the named insured.

Furthermore, the bill repeals Section 1952.101(c) and establishes that the changes will only apply to insurance policies delivered, issued for delivery, or renewed on or after January 1, 2026. Policies that are delivered or renewed before this date will continue to be governed by the previous law. The effective date for this Act is set for September 1, 2025.

Statutes affected:
Introduced: Insurance Code 912.002, Insurance Code 2301.053, Insurance Code 1952.101 (Insurance Code 2301, Insurance Code 912, Insurance Code 1952)