H.B. No. 1364 amends the Texas Insurance Code to enhance the provisions regarding uninsured or underinsured motorist coverage in automobile liability insurance policies. The bill introduces new legal language that specifies the coverage requirements for personal automobile insurance policies, mandating that they include coverages from Subchapter C and Subchapter D of Chapter 1952, unless explicitly rejected by the named insured. Additionally, it expands the list of regulations applicable to county mutual insurance companies by including Subchapter C of Chapter 1952 and Articles 5.39 and 5.40, while removing a previous reference to "Subchapters" in Section 2301.053(b).

Furthermore, the bill repeals Section 1952.101(c) and establishes that the changes will only apply to insurance policies that are delivered, issued for delivery, or renewed on or after January 1, 2026. Policies that are delivered, issued for delivery, or renewed before this date will continue to be governed by the existing law. The effective date for this Act is set for September 1, 2025.

Statutes affected:
Introduced: Insurance Code 912.002, Insurance Code 2301.053, Insurance Code 1952.101 (Insurance Code 2301, Insurance Code 912, Insurance Code 1952)