S.B. No. 213 is a legislative bill that aims to prohibit insurers from requiring the purchase of residential property insurance as a condition for obtaining personal automobile insurance, and vice versa. The bill introduces a new subchapter to Chapter 551 of the Insurance Code, which defines "personal automobile insurance" and "residential property insurance," and outlines the applicability of the new regulations to various types of insurers, including county mutual insurance companies and fire or casualty insurance companies.

Additionally, the bill specifies that making the issuance, delivery, or renewal of one type of insurance contingent on the purchase of the other is considered an unfair method of competition or a deceptive act in the insurance business. It also states that individuals cannot bring private actions against insurers for such practices, although the attorney general retains the authority to take action. The provisions of this bill will take effect on September 1, 2025.

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