The bill amends the Insurance Code to extend the coverage period for newborns under certain employer health benefit plans. Specifically, it changes the duration of coverage from 32 days to 61 days after the child's birth. Additionally, it requires that notice of the birth and any necessary additional premium be submitted to the health benefit plan issuer by the 60th day after birth to maintain coverage. This amendment applies to multiple employer welfare arrangements, small employer health benefit plans, and large employer health benefit plans.

The changes in the law will take effect for health benefit plans that are delivered, issued for delivery, or renewed on or after January 1, 2026. Plans that are delivered, issued for delivery, or renewed before this date will continue to follow the previous law. The bill is set to take effect on September 1, 2025.

Statutes affected:
Introduced: Insurance Code 846.258, Insurance Code 1501.157, Insurance Code 1501.607 (Insurance Code 846, Insurance Code 1501)