H.B. No. 1094 amends the Finance Code and the Insurance Code in Texas to establish regulations regarding transportation protection agreements. The bill defines "prepaid funeral benefits" and clarifies that this term does not include transportation protection agreements. Additionally, it specifies that "funeral service" does not encompass services provided under a transportation protection agreement. A new definition for "transportation protection agreement" is introduced, which refers to an agreement for the transportation of a deceased human body from the place of death to a licensed facility if the distance exceeds 75 miles.

Furthermore, the bill states that transportation protection agreements sold by sellers do not constitute the business of insurance in Texas and are exempt from the requirements of the Insurance Code. This legislation is set to take effect on September 1, 2025. The bill received significant support in both the House and Senate, passing with a vote of 142-4 in the House and 31-0 in the Senate.

Statutes affected:
Introduced: Finance Code 154.002, Subchapter B, Chapter , Insurance Code 101.056 (Finance Code 154, Subchapter B, Chapter , Insurance Code 101)
House Committee Report: Finance Code 154.002, Subchapter B, Chapter , Insurance Code 101.056 (Finance Code 154, Subchapter B, Chapter , Insurance Code 101)
Engrossed: Finance Code 154.002, Subchapter B, Chapter , Insurance Code 101.056 (Finance Code 154, Subchapter B, Chapter , Insurance Code 101)
Senate Committee Report: Finance Code 154.002, Subchapter B, Chapter , Insurance Code 101.056 (Finance Code 154, Subchapter B, Chapter , Insurance Code 101)
Enrolled: Finance Code 154.002, Subchapter B, Chapter , Insurance Code 101.056 (Finance Code 154, Subchapter B, Chapter , Insurance Code 101)