For plans issued, amended, or renewed on or after July 1, 2026, this bill requires a health plan, or an insurer offering a health plan, to include coverage for (i) clinical genetic testing for an inherited gene mutation for an individual with a personal or family history of cancer that is recommended by a healthcare professional, and (ii) evidenced-based cancer imaging for an individual with an increased risk of cancer as recommended by National Comprehensive Cancer Network (NCCN) clinical practice guidelines. Such required coverage must not be subject to cost-sharing requirements. However, if, under federal law, application of the above provisions would result in health savings account ineligibility under federal law, then the above provisions apply for health savings account-qualified high deductible health plans with respect to the deductible of such a plan after the enrollee has satisfied the minimum deductible under federal law, except for items or services that are preventive care, in which case the above provisions apply regardless of whether such minimum deductible has been satisfied.