The resolution encourages the use of physical cash in transactions within South Dakota, highlighting several benefits associated with cash payments. It emphasizes that cash transactions prevent tracking of purchases, save businesses money on transaction fees, and help retain more money within the state. Additionally, it points out that cash payments allow unbanked individuals to participate in the economy and enhance the state's resilience during emergencies or natural disasters.

To promote this initiative, the resolution calls on citizens to prioritize cash payments whenever possible and to support businesses that offer discounts for cash transactions. Furthermore, it encourages businesses to provide such discounts, thereby fostering a culture of cash usage that benefits both consumers and the local economy.