The proposed bill aims to prohibit contractors in South Dakota who provide motor vehicle repair, auto body repair, or collision repair services from offering or providing any form of payment or rebate for insurance deductibles. Specifically, the bill states that contractors cannot advertise, promise, or offer any coupons, credits, or rebates to cover all or part of an applicable insurance deductible. Additionally, it explicitly prohibits contractors from paying or rebating any portion of the deductible.

If a contractor violates this provision, any contract made between the contractor and the individual receiving the offer or payment will be rendered null and void. The bill also defines "contractor" to include garages, repair shops, and body shops, thereby clarifying the scope of the legislation.