This bill introduces a new section to South Dakota law that prohibits contractors involved in motor vehicle repair, auto body repair, or collision repair from offering or providing any form of payment, rebate, or credit to cover all or part of an insurance deductible. Specifically, contractors are barred from advertising or promising such financial incentives, and any contract made in violation of this provision will be considered null and void.

The term "contractor" is defined within the bill to include garages, repair shops, and body shops. This legislation aims to ensure that insurance deductibles are not circumvented through rebates or payments from repair service providers, thereby maintaining the integrity of insurance practices in the state.