The proposed bill aims to prohibit contractors in South Dakota who provide motor vehicle repair, auto body repair, or collision repair services from advertising, promising, or offering any form of payment, credit, or rebate to cover all or part of an applicable insurance deductible. Specifically, it outlines two key prohibitions: contractors cannot advertise or offer any incentives related to insurance deductibles, nor can they directly pay or rebate these deductibles to customers.

Additionally, the bill stipulates that if a contractor violates this prohibition, any contract made between the contractor and the customer in relation to the offer or payment will be rendered null and void. The term "contractor" is defined within the bill to include garages, repair shops, and body shops, thereby encompassing a broad range of motor vehicle repair services.