The bill S. 1036 aims to amend the South Carolina Code of Laws by adding a new section, 56-31-70, which allows renters of rental vehicles to agree that their own automobile liability insurance will cover costs up to its limits in the event of an accident before the rental company's insurance is invoked. This provision is intended to clarify the order of liability payment in accidents involving rental vehicles, ensuring that the renter's insurance is the primary source of coverage.

The bill specifies that this agreement can be included in the rental contract, overriding any conflicting laws. It is designed to streamline the claims process for both renters and rental companies by establishing a clear hierarchy of liability. The act will take effect upon approval by the Governor.

Statutes affected:
03/19/2026: 56-31-70
Latest Version: 56-31-70