The bill S. 1019 aims to amend Section 38-71-145 of the South Carolina Code of Laws, which pertains to required health insurance coverage for mammograms, pap smears, and prostate cancer examinations. The proposed changes include the elimination of cost-sharing requirements for prostate cancer examinations, screenings, and diagnostic laboratory work, ensuring that individuals enrolled in health insurance plans do not incur out-of-pocket expenses for these services. Additionally, the bill defines key terms related to health insurance policies and specifies the frequency of mammograms and pap smears based on age and medical recommendations.

Furthermore, the bill clarifies that while health insurance policies must meet these new requirements, they are not prohibited from offering benefits that exceed the mandated coverage. It also includes provisions regarding the applicability of these requirements to Health Savings Account-qualified high deductible health plans, ensuring compliance with federal law. The bill is currently under consideration by the Senate Committee on Banking and Insurance and will take effect upon the Governor's approval.

Statutes affected:
03/17/2026: 38-71-145
Latest Version: 38-71-145