The bill, known as the "SC Safe Home Program," amends Section 38-75-485 of the South Carolina Code of Laws to enhance the existing Hurricane Damage Mitigation Program. It establishes the program's purpose, revises grant eligibility and award amounts, and introduces annual bulletin-based allocations. Key changes include the requirement for matching grants for homeowners to retrofit their properties against hurricane damage, with specific eligibility criteria outlined for both matching and nonmatching grants. The bill also emphasizes a needs-based prioritization for grant awards, ensuring that assistance is directed toward homeowners with the greatest financial need.

Additionally, the bill clarifies the use and distribution of tax revenues, stipulating that funding for the program will come from premium taxes collected by the South Carolina Wind and Hail Underwriting Association. It mandates that all grants be allocated based on financial need, with the director responsible for establishing criteria to determine this need. The program aims to create a comprehensive approach to hurricane damage mitigation, including public education and outreach efforts to promote awareness of mitigation techniques. The act will take effect upon approval by the Governor.

Statutes affected:
02/24/2026: 38-75-485
Latest Version: 38-75-485