The bill S. 830 seeks to amend Section 38-77-122 of the South Carolina Code of Laws, which governs the issuance of automobile insurance policies. The proposed amendment allows insurers to limit the issuance of automobile insurance to members of specific non-profit member organizations. This change is intended to provide insurers with more flexibility in determining their customer base while still prohibiting discrimination based on factors such as age, sex, race, and income level.

Additionally, the bill clarifies that insurers are not restricted from setting rates based on relevant actuarial data. The amendment aims to balance the need for fair access to insurance with the ability for insurers to manage risk effectively. The bill will take effect upon approval by the Governor.

Statutes affected:
01/20/2026: 38-77-122
Latest Version: 38-77-122