The bill S. 727, introduced in the South Carolina General Assembly, aims to amend Section 38-77-150 of the South Carolina Code of Laws concerning uninsured motorist provisions. The key provision of the bill states that an insurer is prohibited from increasing an insured's premium solely due to a claim made under their uninsured or underinsured motorist coverage, provided that the insured was not at fault in the accident that led to the claim.

This legislative change seeks to protect insured individuals from premium hikes that could occur as a result of making claims for accidents where they were not responsible. The bill is currently residing in the Senate Committee on Banking and Insurance and will take effect upon approval by the Governor.

Statutes affected:
12/10/2025: 38-77-150
Latest Version: 38-77-150