The bill S. 727 aims to amend Section 38-77-150 of the South Carolina Code of Laws concerning uninsured motorist provisions. The key change introduced by this bill is that it prohibits insurers from increasing an insured's premium solely due to a claim made under their uninsured or underinsured motorist coverage, provided that the insured was not at fault in the accident that led to the claim.

This legislative change is intended to protect insured individuals from financial penalties related to claims made in situations where they are not responsible for the accident. The bill will take effect upon approval by the Governor, reinforcing the state's commitment to fair insurance practices for drivers.

Statutes affected:
12/10/2025: 38-77-150
Latest Version: 38-77-150