The bill H. 4149 introduced in the South Carolina General Assembly aims to amend the South Carolina Code of Laws by adding Section 37-5-120. This new section prohibits creditors and debt collectors from reporting consumer debt that arises from services rendered at South Carolina medical facilities. Additionally, it restricts consumer reporting agencies from including such medical debt on consumer reports. The bill defines key terms such as "consumer," "consumer report," "consumer reporting agency," "creditor," "debt collector," and "South Carolina medical facility" to clarify the scope of the legislation.

The intent of this bill is to protect consumers from the negative impact of medical debt on their credit reports, thereby ensuring that individuals who receive medical services are not unfairly penalized in their credit ratings. The bill will take effect upon approval by the Governor, reinforcing the state's commitment to safeguarding the financial well-being of its residents in relation to medical expenses.

Statutes affected:
03/05/2025: 37-5-120
Latest Version: 37-5-120