The bill H. 4049 aims to amend the South Carolina Code of Laws by adding Section 38-77-285, which establishes regulations regarding automobile insurance appraisers and insurers in relation to the repair or replacement of damaged automobile safety glass. Specifically, it prohibits appraisers from requiring insured individuals to use specific facilities for such repairs. Additionally, insurance companies and their representatives are barred from mandating that insureds use particular glass shops or suggesting that choosing a non-affiliated facility may lead to delays or lack of guarantees for the work performed.

Furthermore, the bill mandates that insurance representatives disclose to insureds their right to choose a licensed glass shop for repairs during initial contact. It also restricts representatives from directing insureds to affiliated glass shops without providing alternative options. Violations of these provisions are classified as unfair trade practices and are subject to penalties under the South Carolina Unfair Trade Practices Act. The bill will take effect upon the Governor's approval.

Statutes affected:
02/19/2025: 38-77-285
Latest Version: 38-77-285