The bill H. 3966 aims to amend the South Carolina Code of Laws by adding Section 38-61-90, which establishes that a direct primary care agreement is not considered a contract of insurance and is therefore not subject to regulation by the Department of Insurance. The bill defines a "direct primary care agreement" as a written contract between a patient and a healthcare provider that includes specific terms regarding termination, healthcare services, fees, and a clear statement that the agreement does not constitute health insurance.

Key provisions of the bill include allowing either party to terminate the agreement without penalty, detailing the healthcare services provided in exchange for a periodic fee, and prohibiting the provider from charging additional fees for services included in the agreement. Additionally, the agreement must prominently state that it does not meet federal health insurance mandates. The bill will take effect upon approval by the Governor.

Statutes affected:
02/12/2025: 38-61-90
Latest Version: 38-61-90