The bill H. 3846 aims to amend the South Carolina Code of Laws by adding Section 50-23-37, which mandates that owners of certain boats and nonmotorized floating structures anchored in South Carolina for more than thirty days must maintain a liability insurance policy with a minimum coverage of one hundred thousand dollars. To obtain this insurance, boat and structure owners are required to provide a recent vessel survey confirming seaworthiness, conducted by a licensed boat surveyor. The bill specifies that all policy premiums must be current for renewals, and insurers must issue watercraft stickers that display essential information, which must be affixed to the respective boats or structures.

Additionally, the bill establishes penalties for non-compliance, classifying violations as misdemeanors that could result in imprisonment for up to thirty days and fines of up to five hundred dollars. The provisions outlined in the bill are designed to enhance safety and accountability for boat and floating structure owners in South Carolina. The act will take effect upon approval by the Governor.

Statutes affected:
01/30/2025: 50-23-37
Latest Version: 50-23-37