The "South Carolina Dependent Maternity Coverage Act" aims to amend the South Carolina Code of Laws by adding Section 38-71-142, which mandates that all health insurers operating in the state that provide coverage for dependents up to age twenty-six must include maternity care coverage for those dependents. This legislation seeks to enhance access to essential prenatal, delivery, and postpartum healthcare services for pregnant dependents. The bill defines key terms such as "health insurer," "dependent," and "maternity care," and outlines the specific requirements for maternity coverage, including comprehensive prenatal, delivery, and postpartum care without imposing additional premiums, copays, or deductibles beyond standard healthcare services.

The act also includes provisions for exceptions, such as compliance with federal law and religious exemptions for certain organizations. The South Carolina Department of Insurance is designated as the enforcement agency, responsible for ensuring compliance and establishing a complaint process for denied claims. Health insurers found in violation of the act may face penalties, and the department is required to submit an annual report to the General Assembly regarding the implementation of the act. The provisions of this act will apply to all new health insurance policies and renewals issued after its effective date.

Statutes affected:
12/05/2024: 38-71-142
Latest Version: 38-71-142
12/06/2024: 38-71-142