The "South Carolina Dependent Maternity Coverage Act" aims to enhance maternity care access for dependents up to age twenty-six by mandating that all health insurers operating in South Carolina include maternity care coverage in their policies. This new legislation, added as Section 38-71-142 to the South Carolina Code of Laws, defines "health insurer," "dependent," and "maternity care," and outlines the specific requirements for maternity coverage. Insurers must provide comprehensive prenatal, delivery, and postpartum care without imposing additional premiums, copays, or deductibles specifically for maternity services.

The bill also includes provisions for enforcement and penalties, designating the Department of Insurance as the responsible agency for compliance oversight. It allows for exceptions based on federal law and religious beliefs, and mandates that all new and renewed health insurance policies comply with these requirements. The Department of Insurance is tasked with reporting annually to the General Assembly on the implementation of the act, including any challenges faced in improving access to dependent maternity care. The act is set to take effect on January 1 of the year following its approval by the Governor.

Statutes affected:
12/05/2024: 38-71-142
Latest Version: 38-71-142
12/06/2024: 38-71-142