The bill H. 3202 aims to amend the South Carolina Code of Laws by adding Section 38-71-148, which mandates that all health insurance policies in the state provide coverage for diagnostic and supplemental breast examinations without any cost-sharing requirements. The bill defines key terms such as "cost-sharing requirements," "diagnostic breast examinations," "health insurance policy," and "supplemental breast examination," ensuring clarity in the types of examinations covered. It specifies that these examinations must adhere to the National Comprehensive Cancer Network Guidelines and outlines the circumstances under which they are deemed necessary.

Additionally, the bill includes provisions that address potential conflicts with federal law, particularly regarding Health Savings Accounts (HSAs). It states that if the application of the no-cost-sharing requirement would make an individual ineligible for an HSA under federal law, the requirement will only apply to high deductible health plans after the minimum deductible has been met, except for preventive care services. The provisions of this new section are intended to supplement existing laws concerning health insurance coverage for mammograms. The bill will take effect upon approval by the Governor.

Statutes affected:
12/05/2024: 38-71-148
Latest Version: 38-71-148
12/06/2024: 38-71-148