The bill H. 3259 aims to amend the South Carolina Code of Laws by adding Section 38-77-128, which prohibits insurers or agents from considering the work-related driving record of first responders when determining the premium rates for their personal automobile insurance policies. Specifically, it states that if a first responder is found to be noncontributing on a collision report, their work-related driving record cannot be used to influence their insurance premiums.

The bill defines "first responder" to include law enforcement officers and firefighters employed by local, state, or federal government, as well as volunteer law enforcement officers and firefighters engaged by these entities. This legislation is intended to provide financial relief to first responders by ensuring that their professional driving records do not negatively impact their personal insurance costs. The act will take effect upon approval by the Governor.

Statutes affected:
12/05/2024: 38-77-128
Latest Version: 38-77-128
12/06/2024: 38-77-128