The bill H. 3164 aims to amend the South Carolina Code of Laws by adding Section 38-59-235, which mandates that health and accident insurers must confirm receipt of claims-related information from insured individuals or beneficiaries. This confirmation must be provided in writing via United States mail, email, or fax, based on the preference of the insured or beneficiary, and must include the claim number and a unique confirmation number. Insurers are required to send this confirmation within seven days of receiving the information.

Additionally, the bill stipulates that its provisions will take precedence over any conflicting terms in existing insurance policies or contracts. Noncompliance with these requirements will be classified as an improper claims practice, subjecting insurers to penalties as outlined in existing law. The act will take effect upon approval by the Governor.

Statutes affected:
12/05/2024: 38-59-235
Latest Version: 38-59-235