The proposed bill, titled the "Rhode Island Protect Our Healthcare Act of 2026," aims to establish a state program to provide healthcare services to individuals who are uninsured and unable to afford health insurance. The bill introduces a new chapter (Chapter 7.5) to Title 42 of the General Laws, which includes definitions, the creation of an uninsured care board and advisory committee, and the establishment of a program fund.

The program will be funded through a general fund appropriation of $53.2 million for the fiscal year 2026-2027 and $109.6 million for subsequent fiscal years. The board will oversee the allocation of these funds and ensure that healthcare services are accessible to uninsured individuals.

The bill outlines the responsibilities of the uninsured care board, which will include reviewing existing programs for uninsured individuals, determining fund allocation, and establishing the uninsured health access program. This program will serve as a payer of last resort for uninsured individuals, providing payment directly to healthcare providers for qualifying services rendered. The board will have the authority to set qualifications for both providers and individuals participating in the program, ensuring a comprehensive approach to healthcare access for the uninsured population in Rhode Island.

Additionally, the act specifies that it shall not be construed to create an entitlement, medical assistance, or a public assistance program of any kind. The act is set to take effect upon passage.