The bill amends Section 6-13.1-1 of the General Laws in Chapter 6-13.1, titled "Deceptive Trade Practices," to enhance consumer protections specifically in the context of insurance claims. The bill introduces key definitions, including "Claimant," which refers to any natural person or business entity asserting rights to payment, benefits, or performance under an insurance policy, including policyholders, insureds, third-party beneficiaries, or assignees of rights or benefits. "Insurer" is defined as an entity that issues or administers insurance contracts, policies, or certificates under the laws of the state. Additionally, "Insurance claim handling services" is defined to encompass activities such as investigation, adjustment, appraisal, negotiation, or settlement of insurance claims performed by an insurer or any person or entity acting on behalf of or at the direction of an insurer.

The act is set to take effect upon passage.

Statutes affected:
7515: 6-13.1-1