The bill amends Section 27-38.2-1 of the General Laws regarding insurance coverage for mental health and substance use disorders. It mandates that health insurance providers must cover treatment for these conditions under the same terms as other medical conditions, prohibiting any annual or lifetime dollar limitations. Additionally, it establishes that financial requirements and treatment limitations for mental health and substance use disorder services must be no more restrictive than those applied to other medical conditions.

A significant addition to the law is the prohibition of prior authorization requirements for in-network inpatient and outpatient mental health or substance use disorder services. The bill also empowers the office of the health insurance commissioner to promulgate rules and regulations necessary to implement this provision, including the authority to impose fines for violations. This act is set to take effect on January 1, 2027.

Statutes affected:
2467: 27-38.2-1