The bill amends the General Laws to require that all individual or group health insurance contracts issued in the state on or after January 1, 2027, provide comprehensive coverage for all FDA-approved contraceptive drugs, devices, and related services. This includes coverage for voluntary sterilization procedures, patient education, counseling, and follow-up services, with no cost-sharing requirements such as deductibles or copayments. Additionally, the bill mandates that over-the-counter contraceptives be covered without a prescription and ensures that plans must provide a full twelve-month supply of contraceptives without imposing utilization controls that limit access.

The bill also allows religious employers to exclude coverage for contraceptive methods that conflict with their beliefs; however, this exclusion does not apply to contraceptive services provided for non-contraceptive medical purposes, such as decreasing the risk of ovarian cancer or alleviating symptoms of menopause. The health insurance commissioner is tasked with monitoring compliance, conducting random reviews, and submitting annual reports to the General Assembly to ensure transparency. Furthermore, the commissioner is required to engage in a stakeholder process prior to the adoption of rules and regulations for the implementation of these provisions, ensuring that various interested parties have the opportunity to participate.

Statutes affected:
2254: 27-18-57, 27-19-48, 27-20-43, 27-41-59