The proposed bill, known as "The Charlotte A. Vacca Act," introduces a new chapter, Chapter 106, to Title 23 of the General Laws concerning health and safety. It mandates that owners of commercial real estate must install vehicle barriers as part of any new construction of their retail establishments. The bill defines key terms such as "owner," "retail establishments," and "vehicle barrier," emphasizing that these barriers must meet specific vehicle impact protection standards established by the Rhode Island building code commission to protect individuals on the property and pedestrians from potential vehicle collisions. The installation of these barriers must also comply with the Americans with Disabilities Act to ensure accessibility.

Additionally, the bill encourages owners to install vehicle barriers at their other retail establishment locations. It specifies that vehicle barriers are not required immediately in front of the entrance to the building if the parking lot lanes or stripe lines are parallel to, and not perpendicular to, the front entrance.

Furthermore, the bill stipulates that insurers must consider the installation of vehicle barriers as a safety measure, which would qualify property owners for discounts on their insurance premiums related to damage or liability. These discounts must be determined to be actuarially sound and approved by the insurance commissioner prior to their utilization by insurers. The act is set to take effect upon its passage, aiming to enhance safety at commercial properties while providing financial incentives for compliance.