The bill amends various sections of the General Laws to establish coverage for diabetes treatment under health insurance policies in the state. It mandates that all individual or group health insurance contracts, plans, or policies that provide medical coverage must include coverage for equipment and supplies for insulin administration and glucose monitoring. This includes a cap on the amount that a covered person is required to pay for such equipment and supplies at no more than twenty-five dollars ($25.00) per supply lasting thirty (30) days, or per item when an item is intended to be used for longer than thirty (30) days. Coverage for these supplies will not be subject to any annual deductible.
Additionally, if the application of the cap to a specific item of equipment or supply before a covered person has met their plan's deductible would result in health savings account ineligibility under 26 U.S.C. 223, then the cap would only apply to that specific item of equipment or supply after the covered person has met their plan's deductible. The coverage provisions will commence on January 1, 2027.
Statutes affected: 7188: 27-18-38, 27-19-35, 27-20-30, 27-41-44