The resolution addresses the critical housing supply shortage in Rhode Island, particularly affecting low and moderate-income residents. It highlights the state's aging housing stock, with a significant portion built before 1980, and the alarming statistic that one-third of households are cost-burdened, spending over 20% of their income on housing. Many homes require repairs, but homeowners often lack the resources to maintain them, leading to unsafe living conditions. The resolution also notes that existing energy efficiency programs are underutilized due to the inability of homeowners to afford necessary repairs to qualify for these programs.

To tackle these issues, the resolution proposes the creation of a special legislative commission consisting of ten members, including representatives from the House of Representatives, housing associations, and various state agencies. The commission's goal is to conduct a comprehensive study and provide recommendations for a statewide whole-home repairs program that would coordinate resources for low-income homeowners and small multifamily unit owners. This program aims to facilitate necessary repairs and upgrades to ensure homes are safe and energy-efficient. The commission is tasked with reporting its findings by January 5, 2026, and will dissolve on March 5, 2026.