The bill aims to amend and reenact various sections of the General Laws of Rhode Island, focusing on enhancing regulatory frameworks across multiple sectors, including insurance, health, and public safety. It introduces new provisions that require domestic insurance companies to develop comprehensive information security programs to protect nonpublic information and mandates timely notification of cybersecurity events. Additionally, it establishes the Interstate Insurance Product Regulation Compact to streamline insurance product regulation among states.

The bill clarifies definitions related to insurance practices, enhances consumer protections, and outlines the responsibilities of insurers regarding actuarial opinions and the use of credit ratings in underwriting. It also addresses driving under the influence (DUI) offenses by establishing stricter penalties, treatment requirements, and the use of ignition interlock systems for offenders.

Furthermore, the bill introduces provisions for the Rhode Island Secure Choice Retirement Savings Program, mandates certification for contractors involved in public works projects, and sets energy storage program targets. The bill consists of three articles, with Article I taking effect on December 31, 2025, and Article II taking effect upon passage, aiming to improve accountability, compliance, and operational efficiency across various state functions while ensuring consumer protection and public safety.

Statutes affected:
6385: 27-1.1-3, 27-2.5-2, 27-2.6-3, 27-4-27, 27-7.1-13.1, 27-9.3-2, 27-10.3-1, 27-14.3-32, 27-18-25, 27-18.5-2, 27-18.6-2, 27-18.9-5, 42-11-10, 42-11-13, 42-12.2-2, 42-12.3-5.1, 42-14.2-9, 42-14.5-2.1, 42-14.6-3, 42-17.8-2, 42-17.9-4, 42-20-3, 42-28.6-14, 42-30.1-2, 42-35.1-3, 42-37-1, 42-41-9, 5-39.3-15, 5-95-5, 6-1-5, 11-37.1-6, 12-13-1.1, 16-7-22, 23-12.7-3, 28-27-11, 28-45-9, 31-1-23, 31-27-2, 37-2-82, 39-26.1-10, 44-20.1-3, 45-21.2-9
6385  SUB A: 27-1.1-3, 27-2.5-2, 27-2.6-3, 27-4-27, 27-7.1-13.1, 27-9.3-2, 27-10.3-1, 27-14.3-32, 27-18-25, 27-18.5-2, 27-18.6-2, 27-18.9-5, 42-11-10, 42-11-13, 42-12.2-2, 42-12.3-5.1, 42-14.2-9, 42-14.5-2.1, 42-14.6-3, 42-17.8-2, 42-17.9-4, 42-20-3, 42-28.6-14, 42-30.1-2, 42-35.1-3, 42-37-1, 42-41-9, 5-39.3-15, 5-95-5, 6-1-5, 11-37.1-6, 16-7-22, 23-12.7-3, 28-27-11, 28-45-9, 31-1-23, 31-27-2, 37-2-82, 39-26.1-10, 44-20.1-3, 45-21.2-9