The bill amends Sections 27-18-25, 27-19-75, and 27-41-88 of the General Laws in Rhode Island to strengthen protections against unfair discrimination in health-benefit plans and healthcare services. It introduces new legal language that explicitly prohibits healthcare entities from denying, canceling, or limiting health-benefit plans based on characteristics such as race, ethnicity, religion, sex, gender identity, age, and disability. The bill also defines key terms like "health-benefit plan" and "healthcare entity," and outlines specific prohibitions against discriminatory practices, including limitations on gender-affirming care and marketing practices. Additionally, it removes outdated provisions that allowed for reimbursement denials based on race, color, or creed, ensuring that coverage decisions are based on legitimate, nondiscriminatory reasons.

Furthermore, the bill emphasizes that while discrimination is prohibited, healthcare entities may still deny or limit coverage for legitimate reasons that do not stem from unlawful bias. It establishes a comprehensive framework to ensure equitable access to healthcare services, mandating that coverage must be provided in the most integrated setting appropriate for individuals with disabilities. The act aims to create a more equitable healthcare system by ensuring that all individuals receive fair treatment and access to necessary health services without facing discrimination, and it is set to take effect upon passage.

Statutes affected:
6368: 27-18-25, 27-19-75, 27-20-71, 27-41-88