The proposed bill amends various chapters of the General Laws related to insurance policies, specifically focusing on mandatory coverage for scalp cooling systems for individuals diagnosed with breast cancer undergoing chemotherapy. The new legal language, inserted as sections 27-18-68.1, 27-19-59.1, 27-20-54.1, and 27-41-71.1, mandates that every individual or group hospital or medical expense insurance policy or contract delivered, issued for delivery, or renewed in the state on or after January 1, 2026, must provide coverage for scalp cooling systems. This coverage aims to help preserve hair during chemotherapy treatments.

The bill specifies that the mandatory coverage does not apply to certain types of insurance policies, including those providing benefits for hospital confinement indemnity, disability income, accident-only coverage, long-term care, Medicare supplement, limited benefit health, specified disease indemnity, and other limited benefit policies. The act is set to take effect upon passage, emphasizing the importance of supporting breast cancer patients during their treatment process.