This bill amends various chapters of the General Laws related to insurance policies, specifically establishing mandatory coverage for scalp cooling systems for individuals diagnosed with breast cancer who are undergoing chemotherapy. Effective January 1, 2026, all individual or group hospital or medical expense insurance policies, as well as individual or group hospital or medical services plan contracts, delivered, issued for delivery, or renewed in the state must provide coverage for these scalp cooling systems to help preserve hair during chemotherapy treatments.

The bill specifies that this requirement does not apply to certain types of insurance coverage, including: hospital confinement indemnity, disability income, accident-only policies, long-term care, Medicare supplements, limited benefit health, specified disease indemnity, and other limited benefit policies.

The act is set to take effect upon passage.