The bill amends the General Laws concerning Temporary Disability Insurance (TDI) and introduces significant changes to the definitions and eligibility criteria for benefits. Key insertions include expanded definitions for terms such as "Average weekly wage," "Base period," and "Benefit," with a notable expansion of the "Base period" to accommodate military service members who are monetarily ineligible for benefits. The bill also updates the benefit rate structure, setting it at eighty-five percent (85%) of the individual's average weekly wage for benefit years starting January 1, 2026, and introduces provisions for dependents' allowances. Additionally, it clarifies the obligations of employers and self-employed individuals regarding contributions and reporting, including penalties for non-compliance.

Moreover, the bill establishes a new Temporary Caregiver Insurance (TCI) program, which provides wage replacement benefits for employees taking leave to care for seriously ill family members or bond with a new child. The program's eligibility criteria have been broadened to include various family members, and employees must notify their employers 30 days in advance of taking leave. The bill also allows self-employed individuals to opt into TDI and TCI programs, with a requirement for twelve months of contributions before becoming eligible for benefits. Overall, these amendments aim to enhance support for individuals facing temporary disabilities and expand coverage for caregiver benefits, with provisions set to take effect on January 1, 2025, and January 1, 2026, respectively.