The bill amends Sections 27-18-57, 27-19-48, 27-20-43, and 40-8-33 of the General Laws to require that all individual or group health insurance contracts issued in the state on or after January 1, 2026, provide comprehensive coverage for all FDA-approved contraceptive drugs, devices, and related services. This includes coverage for all FDA-approved contraceptive methods, voluntary sterilization procedures, and associated clinical services, such as consultations, examinations, device insertion, and follow-up care.

The bill prohibits any cost-sharing requirements, including deductibles, coinsurance, or copayments, ensuring that enrollees can access these services without financial barriers. It mandates that a twelve-month supply of contraceptives can be dispensed at once or throughout the year at the prescriber's discretion.

Additionally, the legislation allows religious employers to exclude coverage for certain contraceptive methods that conflict with their religious beliefs; however, this exclusion does not apply to contraceptive services provided for non-contraceptive medical purposes, such as decreasing the risk of ovarian cancer or alleviating menopause symptoms.

The Department of Health is tasked with monitoring compliance with these provisions, conducting random reviews of health plans, and submitting annual reports on compliance efforts to the General Assembly and the public. The bill aims to enhance access to contraceptive care while ensuring that coverage is consistent for spouses, domestic partners, and dependents.

Statutes affected:
6047: 27-18-57, 27-19-48, 27-20-43, 27-41-59