The bill amends the "Senior Savings Protection Act" by adding a new section that requires any person or business engaged in the sale of goods or services, who offers a discount for payments made through automatic payment systems, such as automated clearinghouse (ACH) or electronic funds transfer (EFT), to also provide the same discount to any person who is sixty-five (65) years of age or older who makes a payment using paper checks. This provision ensures that senior citizens are treated equitably in commercial transactions, regardless of their payment method. The act is set to take effect immediately upon passage.