The bill amends the "Senior Savings Protection Act" by adding a new section that requires any person or business engaged in the sale of goods or services, who offers a discount for payments made through automatic payment systems, such as automated clearinghouse (ACH) or electronic funds transfer (EFT), to also provide the same discount to any person who is sixty-five (65) years of age or older who makes a payment using paper checks. This provision ensures that senior citizens receive equal discounts regardless of their payment method. The act is set to take effect immediately upon passage.