The bill amends Chapters 27-18, 27-19, and 27-20 of the General Laws to require that all individual or group health insurance contracts and medical expense policies issued or renewed in the state on or after January 1, 2026, must cover services provided by licensed certified lactation counselors. A licensed certified lactation counselor is defined as a trained professional certified by the Department of Health, who provides lactation care to childbearing families and infants up to twelve months old. The bill stipulates that insurers cannot impose additional requirements such as supervision or referrals for reimbursement, nor can they require payment for duplicate services provided by both a lactation counselor and another healthcare provider.

Additionally, the bill mandates that health insurance contracts covering these services must report utilization and cost information to the Office of the Health Insurance Commissioner by July 1, 2026, and annually thereafter. However, the provisions do not apply to certain types of insurance coverage, including hospital confinement indemnity, disability income, and limited benefit policies. The legislation aims to improve access to lactation support for new families and ensure that such services are recognized and compensated within the healthcare system.