The bill amends Chapter 9-19 of the General Laws by adding a new section, 9-19-45, which establishes guidelines for determining fair and reasonable charges for medical and healthcare services in civil actions. It specifies that in all civil actions, including those related to injury or wrongful death, as well as cases of medical, dental, or professional malpractice, the fair and reasonable charge for healthcare services shall be defined as the amount billed by the licensed healthcare provider.

Furthermore, the bill states that any amounts paid to healthcare providers by health, accident, or disability insurers, state or federal health insurance or disability programs, medical payments or personal injury protection insurance, or workers' compensation benefits, along with the acceptance of these payments by the licensed healthcare provider as full satisfaction of the billed amount, shall be inadmissible as evidence in determining the fair and reasonable charge for such services. This legislation aims to clarify the standards for evaluating medical charges in legal proceedings and will take effect immediately upon passage.