The proposed bill, titled "The Charlotte A. Vacca Act," introduces a new chapter, Chapter 104, to Title 23 of the General Laws concerning health and safety. This legislation mandates that owners of commercial real estate must install vehicle barriers as part of any new construction of their properties, specifically at retail establishments. The bill defines key terms such as "owner," "retail establishments," and "vehicle barrier," establishing a framework for the implementation of these safety devices, which are designed to protect individuals and pedestrians from potential collisions with motor vehicles.

Additionally, the bill stipulates that insurers must recognize the installation of vehicle barriers as a safety measure, thereby allowing for discounts on insurance premiums related to damage or liability associated with the commercial property. These discounts must be actuarially sound and receive approval from the insurance commissioner before being offered. The act is set to take effect upon its passage, aiming to enhance safety measures in commercial areas and reduce risks associated with vehicle-related incidents.