The proposed bill, known as "The Charlotte A. Vacca Act," introduces a new chapter to Title 23 of the General Laws, focusing on health and safety through the installation of vehicle barriers at commercial properties. It mandates that owners of commercial real estate must install vehicle barriers as part of any new construction of their retail establishments. The bill also encourages owners to install vehicle barriers at their other retail locations to enhance safety for individuals on the property and pedestrians.

Additionally, the bill requires insurers to consider the installation of vehicle barriers as a safety measure, which would qualify property owners for discounts on their insurance premiums covering damage or loss to the commercial real estate or liability arising from its ownership, maintenance, or use. These discounts must be determined to be actuarially sound and approved by the insurance commissioner prior to their utilization by insurers. The act is set to take effect immediately upon passage.